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Personal Loan Information
Personal Loan
Pre-approval Offer
Provide loan information
Please answer the following question(s)
Is this loan primarily for business purposes?*
To verify your identity, please provide the following information:
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Requested Amount or Term Error
Thank you for considering us for your consumer loan needs. We are sorry that we cannot continue with your application until the following has been updated:
Application Cancelled
Application Cancelled
We have cancelled your application.
If this was a mistake and you would like to fix errors you can return to the application now.
Applicant Information
Tell Us About Yourself
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Contact Information
Current Physical Address
Financial Information
Monthly Expenses
Additional Information
Does the applicant work at least 25 hours per week?*
Have you had any changes in employment and/or income disruptions, such as being unemployed, hours decreased or pay cut? If yes, please enter an explanation.
*
Changes in employment or income explanation:*
Are you currently in bankruptcy?*
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Almost Done
Please complete the account funding to activate your account.
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Additional Applicant Information
About Your Additional Applicant
SSN IconLock
SSN IconQuestion
Contact Information
Current Address
Financial Information
Monthly Expenses
Additional Information
Does the applicant work at least 25 hours per week?*
Have you had any changes in employment and/or income disruptions, such as being unemployed, hours decreased or pay cut? If yes, please enter an explanation.
*
Changes in employment or income explanation:*
Are you currently in bankruptcy?*
Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Protection Product Information
Optional Protection
Select the products you'd like to review further. You'll have a chance to discuss in detail when finalizing your loan.
Deposit Account Information
The DA Information content will be added here
Review and Submit
Review and Submit
Branch Selection
Personal Loan Information
Additional Loan Information
Applicant Information
Applicant Contact Information
Address
Your Identification
Your Secondary Identification
Financial Information
Previous Employment Information
Please answer the following question(s)
Please choose name of college.*
Is this your first semester? If not, please enter your cumulative GPA.*
Cumulative GPA:*
What is the student's classification?*
What is the student's enrollment status?*
What is the student's area of study?*
Please enter the student's anticipated graduation date.
Online Promotion Code:
Will student continue to work while in school?*
If needed, do you have collateral available to potentially lower your rate?*
What is the purpose of the funds?*
Please explain:*
Please provide any additional information relevant to this application. For example, list any creditors you are requesting to transfer balances/refinance to ECU.
Protection that Matters
Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products
Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.
Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.
Would you like more information about protecting your loan with GAP from your lender?Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.
Would you like more information about Mechanical Repair Coverage from your lender?Read, Sign and Submit
Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.
You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.
Email Agreements & Disclosures
The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.
Authentication Questions
Co-Authentication Questions
Account Information
Application Completed
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We encountered a problem and cannot process your application at this time.
Error: E-004
Error: E-004
Almost Done
Almost Done
Please complete the account funding to activate your account.
Funding later may delay account activation
Congratulations
Funds Pending
Almost Done
Almost Done
Please complete the account funding to activate your account.
Funding later may delay account activation
Congratulations
Funds Pending
Almost Done
Almost Done
Please complete the account funding to activate your account.
Funding later may delay account activation
Congratulations
Funds Pending
There was a problem with your request
Notification
Loan Submission Cancelled
We're sorry you have declined to use our automated prequalification system. If you prefer, please come to our offices to apply or call our Consumer Loan Department and a loan representative will be happily ready to assist you.
If you decide you would like to go through our instant decision process, please click on the following link to return to your application summary page and submit the application for decisioning.
Access Denied
We apologize that we were unable to submit your application. Please contact your financial institution for assistance.